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所以，对此他格外在意。Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.故事发生在美丽的海滨城市海河市，叙述了正在主持研制经济价值极高的病毒疫苗的留美博士武阳在一次送朋友去机场回家的途中，开车撞到一个神秘人物，并因此而被卷入一场莫名其妙的连环强奸杀人案件里，从而引起一些列悬疑故事……青年女歌手章寒在去唱片公司应聘的路上被神秘凶手强暴并割破喉咙。而武阳由于车撞凶手而沾上章寒的血迹，成为警方重点怀疑对象，美好人生就此改变。章寒在法庭当众指认武阳，但武阳在即将被法庭宣判有罪时，他的朋友从海外归来帮武阳作了不在场证明，武阳被判“疑罪从无”，当庭释放。深受打击的章寒万念俱灰，欲投海自尽，被刘雪（武阳的未婚妻）表姐夫赵成松所救，并送到武阳的弟弟武童那里暂住。当章寒得知武童与武阳的关系时，一个可怕的报复念头在她的脑海里诞生了。对章寒暗生情愫的武童很快向章寒表白了心迹，章寒在决定是否利用武童……大难之中，可是有大幸的。郑氏不禁脸红，愠怒地瞪了儿子一眼。不够再找你们大舅母要就是了。