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Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model1915年，中国著名的民间工艺品江南“辜绣”，第一次入选巴拿马万国博览会，时值辛亥革命前后，见证了“绣娘”这一社会阶层在新旧两个时代的传承与发展。本剧反映的正是这样一个励志故事。 　　光绪年间，江南辜仙芝绣庄已是方圆百里赫赫有名的世袭刺绣大家，成为专为王室提供御品的“御绣户”，邻近辜家的樊家也是一个大名鼎鼎的“御绣户”，两家之间在绣艺界的地位相互争斗由来已久。 　　辜家为了传宗接代，私下将媳妇戴莲芸所生女儿与沈家所生男孩调了包，女孩取名沈兰馨，男孩取名辜传铭。 　　十五年后，沈兰馨，辜传铭成了两小无猜的一对，此时朝廷派李公公来选绣女与绣品，辜家为了保存颜面，让兰馨替代辜家孙女潇潇作为辜家人入了宫。同时，樊家女儿樊绿珠也应征入选。传铭则继续留在辜家，接受养父辜松圃严苛的教育，以继承家业。而兰馨的沈家哥哥沈涛，一心向往革命，已经给自己的人生定下了目标，所以对于潇潇的爱恋也视若罔闻。美籍华人商业钜子傅先松携孙女为躲避黑社会组织的追踪,辗转到达中国,但刚到中国就被策划了五年的台湾"飞龙帮"两名黑社会成员绑架，勒索5000万美元，武警、公安迅速展开行动，进行围堵，剧情由此展开…………郑氏就一一指给他瞧：这是山，山上长树。正此时，一太监狼狈奔来。四名聪明的学生成立自己的侦探所，把冒险发布到播客上，成为彼此的可靠好友。三个女人—个墟, 四个又如何?