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1+1的派对我去，好歹有活命的机会。Minimum Configuration:1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.7岁的奥利芙，戴眼镜，小肚腩，做一夜成名的美梦，坚信自己有朝一日能当选美国小姐。爸爸，推销成功学课程的讲师，相信“世界上只有两种人，成功者和失败者”，四处贩卖他的“成功九部曲”；哥哥，自闭男，崇拜尼采，为了考上飞行学院发哑誓，九个月没有同家人说话；舅舅，自称是美国最好的普鲁斯特研究学者，同性恋，恋人和同事跑掉、失业，自杀未遂，生活混乱；爷爷，被养老院赶出来的老流氓，满嘴脏话、吸毒；妈妈，是这个疯狂家庭唯一正常的人。在家人的支持下，奥利芙参加了“阳光小美女”的选美比赛，一家人踏上了集体寻梦的旅程。奥利芙能否如愿当选？家庭成员们怎样才能度过他们各自的危机？