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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang1. Select the text box to be set;本剧是著名小说家苏童年代表作《妻妾成群》的电视版本。陈家是权倾地方的大家族，在江南艺术学院的校庆舞会上，陈家大少爷飞浦（秦风饰）和顾家少爷顾三（刘德凯饰）同时邂逅艺术学院的校花颂莲（陈玉莲饰），两人都对其起了爱慕之心。岂知此时颂莲因家遭突变，被迫嫁给陈家老爷陈佐千作四姨太，从此颂莲卷入了陈家争权夺势的漩涡。　　在腹背受敌的情况下，生性风流的少龙也纠缠上一段复杂的四角恋爱关系。到底少龙能否协助嬴政赢得天下呢？他会如何处理自己与隔世恋人的情缘呢？若是能够保住他一条性命……我会尽力的。Method 2:项羽对此表现的很自信。