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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.SMG影视剧中心主任表示电视剧《欢乐颂》（刘涛、蒋欣、杨紫、王凯、靳东等主演）将成为东方卫视第一部季播剧，已有三季计划，将用同一批演员，同一批编导和制作团队。这毒并不烈……田遥心神震动之下，转头喝道：谁也不准提我爹。你说是不是，黎兄弟？也不知为何，他现在看见黎章就牙根痒痒的，老想损他几句，是为了曾经模糊的一点柔情，还是别的？连他自己也弄不明白了。Season one follows BEE, a jaded girl who plays a self-destructive game of hooking up with as many straight girls as possible, much to the disapproval of her best friend and roommate, OLIVIA--whose enemy #1 is the cooler than cool EDISON from down the hall. Bee's newest target is the fairytale romance-loving DYLAN. Bee is determined to win the game, even though Dylan's boyfriend, GARY, and--could it be?-- feelings stand in the way. Will she listen to Olivia in time? Or is heartbreak on the horizon?!!!!.《黑色太阳》剧本改编于新堂冬树的同名小说，讲述从事“黑服”工作的立花被“风俗王”藤堂社长预见将成为人才，但在干部研修会上遇见了铁腕会长长濑，在此人的刺激下，立花受到了羞辱，但也被这个世界的魅力所吸引，从而上演了一场向风俗行业的黑暗挑战的惊险戏剧。得到沈心语的确认，大家顿时兴奋起来。